Product Type: Link Posting
Scam or Not: Scam
Overall Rating: 2/10
Excel Cash Flow promotes the process of link posting, suggesting that it can be a good way to make money. Of course, there is no mention of just how little money you actually earn this way.
If you were to look at the name alone, Excel Cash Flow sounds like it has something to do with budgeting. After all, the program Excel is a useful tool for budgeting and for working with cash flow.
But, don’t let the name fool you, Excel Cash Flow doesn’t have anything to do with Excel or with budgeting. In fact, many people ask ‘is Excel Cash Flow a Scam?’, and honestly, that question doesn’t surprise me at all.
So, is it a scam?
The first thing I want to mention is that the system itself doesn’t appear to exist online anymore, even though promotions and links for the site do exist. In particular, one of the key sites that I found was this one here:
I’ve seen similar sites in the past promoting various products and the same patterns are often repeated from one site to the next.
In this case, all of the marketing points to Excel Cash Flow and talks about the various advantages that it offers, including the following:
To be honest, those advantages aren’t as great as they appear – because most of them are true for pretty much any approach for making money online. They certainly aren’t limited to Excel Cash Flow.
It’s also worth noting that none of the links on the site actually go to Excel Cash Flow anymore. Instead, they all redirect to a different site, called Online Wealth Markets.
Personally, I suspect that this redirection is in place because the original site got shut down.
Benefits and Advantages
Even if the site was up and running, I don’t see any benefits to the approach or to how it was marketed. Realistically, this site is little more than a way to trick people and I doubt that anyone actually earns money through it.
Issues with Excel Cash Flow
For the moment, let’s ignore the fact that the Excel Cash Flow itself no longer seems to exist. After all, the same techniques are used to promote countless products.
My first issue with the product is the page used to promote it. Just about everything about the page is concerning. Take this for example:
This particular technique is used time and time again online. By associating itself with strong brands, the product sounds more legitimate than it actually is. People often believe these claims because they don’t think the site would put up the information if it wasn’t true.
Technically, what the site says here is actually true – but it’s extremely misleading. If you look at the small text on the top of the image, it says that ‘Work From Home Opportunities Have Been Featured On:” followed by the logos for Fox News etc.
I’m sure the concept of working from home has been featured at all those places. After all, the idea of working from home is pretty appealing and the approach is getting extremely popular.
But, I guarantee that none of those networks have specifically talked about Excel Cash Flow. In fact, they probably haven’t even heard of it.
A second issue is that the marketing tends to talk about getting an online position.
Unless you’re working for a physical company, most approaches for making money online don’t actually involve ‘positions’. After all, you don’t tend to be an employee in the traditional sense of the word. More than anything, online business people work for themselves, so they certainly don’t rely on positions.
In fact, the marketing for Excel Cash Flow even said that you get to ‘be your own boss’. So, if that’s the case, why all the talk about positions.
On a side note, the fact that the site wants your phone number is really concerning. You should be careful about every piece of personal information online but that’s especially true for your phone number. If you do give that up, there’s a good chance that you will end up with a lot of telemarketing calls.
After all, you shouldn’t actually need to provide your phone number to run an online business.
The other issue with the site is the approach itself. The site provides this image as an indicator of exactly what you’ll be doing:
For some reason, they provide it as an image rather than something you can interact with – which is actually another concerning factor.
As you can see from this image, the key idea with Excel Cash Flow is that you post links and earn money from them. The image that they provide seems to suggest that you can earn $20 per link – which is entirely unrealistic.
There are sites out there where you can earn money posting links, but link posting sites do tend to be scams.
In particular, you earn hardly any money for the links you post and you only get paid for ones that stay where you put them. This makes posting links a lot harder than it seems, because most sites actively look for people who post spam comments and take down links that seem like spam.
So, you can end up doing a large amount of work but get little to nothing for that work because most of your links get taken down.
Realistically, the concept of link posting sites doesn’t even make sense nowadays.
Google has taken a strong stance against low-quality backlinks, majorly penalizing sites that try to use this type of backlink to get ahead. Because of this, there really aren’t that many companies paying for links and the amount that are gets fewer and fewer as time goes on.
This pattern reinforces the fact that there really isn’t any income potential in Excel Cash Flow or similar products.
Is Excel Cash Flow a Scam?
In simple terms, yes, Excel Cash Flow is a scam – and that’s probably why the site no longer exists.
Posting links is never a good way of earning money and everything about Excel Cash Flow makes the site seem much more amazing than it actually is. A key emphasis of the marketing focuses on convincing users that they can earn money, even though the marketing is intentionally vague about how the process actually works.
If you want to earn money online, a key step is to find an approach that is realistic and honest about what is involved and what you can expect. Sites like Excel Cash Flow spend a lot of time hyping up their approach but very little time telling you what is actually involved.
In contrast, a great place to learn how to make money online is Wealthy Affiliate, which is a training site specializing in affiliate marketing. Wealthy Affiliate is realistic about what you can expect from the process and doesn’t make unrealistic claims. This makes it a perfect place to learn, even if you’ve never tried to make money online before.